Financial aid is money awarded to help you meet your educational expenses. There are many types of aid offered at Bakersfield College, funded by federal and state agencies and private organizations and are either need-based or non-need based. The major types are grants, scholarships, work study, and loans. What is financial aid? video answer
Regardless of the type of aid you receive (all need-based, all non-need based, or a combination), your total awards may not exceed your cost of attendance.
Financial Aid TV has many short video overviews of financial aid basics.
If you are a US Citizen, U.S. National, or eligible non-citizen (as defined by FAFSA) you must complete the FAFSA to qualify for any Federal aid, most state aid, and need-based scholarships.
Even if you don’t think you’ll qualify, it is smart to apply!
FSA ID Issues? Watch a short video to answer your questions about FSA ID.
Once you have applied for financial aid, your FAFSA may be selected for verification. Learn how to navigate that step on the verification process page. If you are not selected for verification, your financial aid award will be visible in InsideBC once the Financial Aid Office finishes its review of your file. You will also need to select a payment preference. You can learn more about the details of these steps at the Financial Aid home page.
If you are an undocumented AB-540 eligible student who is not able to file a FAFSA application, you must complete a California Dream Act Application to qualify for state aid and need-based scholarships. You are not eligible for any Federal aid programs.
You are an AB-540 eligible student if you meet all of the following criteria:
To apply for federal aid, students must complete the Free Application for Federal Student Aid (FAFSA). (Note: All programs are contingent upon receiving funding from the federal government.)
The Federal Pell Grant is free grant money to help with educational costs that does not have to be repaid. The amount of your Pell Grant is determined by your Expected Family Contribution (EFC), the Cost of Attendance at Bakersfield College, your enrollment status (i.e. half-time, three-quarter time, or full-time), and whether you attend part or all of the academic year. Federal Pell Grants are targeted to students with very high need.
Even if you do not qualify for a Pell Grant, you may be eligible for other forms of financial aid by doing a FAFSA and should still apply!
Note about the process used for calculating Pell: Bakersfield College uses Formula 1 for the calculation of its aid amounts in all programs.
This grant is reserved for students with the greatest financial need and does not have to be repaid. Unlike Federal Pell Grants, FSEOG funding is limited. Bakersfield College receives a predetermined amount of FSEOG funds for the school year and once those funds are used up, no additional awards can be made.
Due to limitation of the allocation of funds, BC uses algorithm (random selection) to select students for awarding; formula includes Full-time and Part-time. In addition, 25 percent of the allocation of funds is reserved for Spring awarding.
The Federal Work Study program provides students with an opportunity to earn money for college expenses through part-time jobs on campus (some jobs may be available at select non-profit locations). Bakersfield College participates in both Federal and State work study programs. The student’s skills, available hours for work and financial needs are used to refer the student for placement in one of the various offices or other areas on campus. An eligible student may work up to 19 hours per week at the minimum wage of $13.00.
If offered Federal Work Study, contact the Office of Student Employment to explore opportunities and get matched to a position on campus based on your skills, available hours, and need.
Direct Loans are low-interest loans for you and/or your parents to help pay for educational expenses. There are different types of loans, subsidized, unsubsidized and Parent PLUS, and there are eligibility requirements. Visit our Direct Loans page for more information.
Private loans are alternative loans students or parents/guardians may apply to assist in meeting school related expenses-tuition, fees, books, supplies, transportation, housing.
Bakersfield College Financial Aid Office does not promote or endorse any specific private lender. We advise that the private/alternative loan option be used as a last resort after all Federal Direct Loan options have been exhausted (as Federal Direct Loans generally have better benefits and lower interest rates).
Historic Lenders at Bakersfield College
Below is our historic lenders from whom our students have borrowed over the past years. This list is not meant to be an endorsement of any lender and is not a preferred lender list.
Sallie Mae Student Loans 1-800-472-5543
To apply for state aid, students must complete the Free Application for Federal Student Aid (FAFSA) or California Dream Act Application. (Note: All programs are contingent upon receiving funding from the state government.)
Visit our California College Promise Grant page for more information.
These state funded grants are available to California residents who apply by March 2nd for the next school year. Funding is limited. In addition to filing a FAFSA, a separate Cal Grant GPA Verification form is required. Eligibility is contingent upon state funding. You must be enrolled in 6 or more units to be eligible. Visit California Student Aid Commission: How to Apply for more information.
Cal Grant A is not available to students at a California Community College.
Cal Grant B provides assistance for educational expenses to students from disadvantaged and low-income families. A FAFSA application and a GPA verification form must be submitted by March 2nd. Awards range from $100 to $1672 per academic year.
Cal Grant C provides assistance to students who are enrolled in vocational/technical programs. Programs pre-requisites or general education classes do not qualify. Cal Grant C awards are a maximum of $1094 per academic year.
If you missed the March 2nd filing deadline, you may still qualify by meeting a September 2nd competitive Cal Grant deadline for California Community College students only. Manage your Cal Grant, at Web Grants 4 Students.
The Student Success Completion Grant (SSCG) is a financial aid program for Cal Grant B and C recipients who are enrolled in at least 12 units per semester or 15 units per semester. (The award has two payment levels.) The Student Success Completion Grant pays full-time Cal Grant B or C recipients a maximum of $1,298 annually at $649 per semester. Full-time refers to students who are enrolled in and attend 12 through 14.99 units per term. A maximum of $4,000 annually at $2,000 per semester for eligible students who enroll and attend 15 units or more per term.
The purpose of the SSCG grant is to provide students with additional financial aid to help offset the total cost of community college attendance, and to encourage full-time attendance and successful on-time completion.
For more information about eligibility, award payment and example scenarios please review the Student Success Completion Grant (SSCG) Flowchart.
The California Chafee Grant Program is for current or former foster youth to cover college expenses or career and technical training. You don’t have to pay this money back and can use it for things like child care, transportation and rent. The Chafee Grant, also known as the Education and Training Voucher (ETV), is a federally funded program and is subject to availability of federal funds each year. Awards can be up to $5000 a year.
To qualify, you must:
Scholarships are money that you do not have to pay back. Visit our scholarships page for more information.
There are a number of other support programs that can assist with financing your education. The EOP&S, CalWORKs, CARE Office is located in the Student Services Building, Second Floor (Adjacent to the Financial Aid Office). To contact them by phone, call (661) 395-4351.Visit the EOP&S, CARE, and CalWORKs website for more information and apply!
EOPS is a state-funded program that serves students from low-income, educationally disadvantaged backgrounds. A FAFSA or Dream Act is required to be eligible. In addition to academic, career, and personal counseling services, students are also provided the following financial resources:
CalWORKs services include, but are not limited to work study opportunities, academic and personal counseling, as well as, a cooperative partnership with the Department of Social Services. They provide students with the following financial resources:
CARE is a state program, which provides financial aid as well as counseling services. The program is specifically designed for students who are single parents, with a need for child care, transportation and/or books and supplies. The grants range from $100 - $600 per academic year and do not need to be repaid. A FAFSA or Dream Act is required to be eligible.